I forgot the flasher

I forgot to tell you about the “flasher”. As we’re riding in the cold, cold bus along the riviera region (Remember, it’s in the low 40s.), I look out on the empty beach and see someone in an overcoat and winter hat, but with bare legs. I’m thinking, who the hell is this guy flashing out there? The overcoat comes off and it’s a girl in a bikini! She was going swimming in that freezing water.